The Process

From First Call to Front Door — Here's Exactly How It Works

We believe transparency builds trust. No surprises, no hidden fees—just a clear path to your dream home.

4
Simple Steps
100%
Free
20+
Real Advisors
~90
Days Average
1

Tell Us About You

Getting started is simple. Either take our quick 60-second quiz or book a free call with one of our advisors. We want to understand your unique situation.

During this conversation, we learn:

  • Your homeownership goals and timeline
  • Your budget and financial situation
  • Your credit profile and borrowing capacity
  • Where you want to live and what matters most

What you need to bring: Nothing. Just be honest about your situation. We help people in all financial positions—we specialize in programs for first-time buyers, veterans with VA loans, Spanish-speaking families, and investors.

We serve four distinct paths: First-Time Buyers | Veterans & VA Loans | Hispanic/Bilingual Services | Investors & Portfolio Builders

📝

Your Story Matters

Every home buyer is different. We take the time to understand your unique needs and goals.

🔍

Smart Analysis

We analyze the entire market to find the homes that fit your goals and budget.

2

We Map Your Options

Once we understand your situation, our team gets to work. We're connected to 300+ builder communities across the region, giving us unique access to new construction that other agents can't offer.

Here's what happens next:

  • Our advisor analyzes your financial profile in detail
  • We identify communities and homes that fit your criteria
  • We run the numbers on builder financing options (often below-market vs. traditional rates)
  • We calculate your monthly payment and cash needed to close
  • We compare new construction deals vs. used homes for your situation

You'll get a clear picture of your options—and we'll explain why certain homes make the most sense for your specific goals.

3

Match to the Right Home

Now comes the fun part. Based on everything we've learned, your advisor narrows down the perfect options. You're not drowning in listings—you only see homes that actually fit your goals and budget.

You get to experience homes your way:

  • Virtual 3D tours from your couch
  • In-person community walkthroughs with your advisor
  • Side-by-side financial comparisons so you understand each option
  • Real answers to real questions

Your advisor is with you every step—they're not just showing homes, they're helping you make the right financial decision.

🏡

The Right Fit

Seeing homes that match YOUR criteria, not just what's on the market.

🔑

You Own It

Closing day arrives and you walk away with the keys to your new home.

4

Walk to the Keys

We handle everything from offer to closing. This is where our builder relationships really shine—we manage every detail so you can focus on the exciting part: moving in.

What we manage for you:

  • Builder relationship and communication
  • All paperwork and documentation
  • Timeline tracking and milestone updates
  • Coordination with lenders and inspectors
  • Final walkthrough and closing coordination

On closing day, you show up ready to sign—and your NHA advisor is right there with you. You walk out with keys in hand and confidence in your decision.

What Makes New Home Advantage Different

We're not like traditional real estate agents. Here's why working with us changes the game:

⚖️

We Work For You, Not the Builder

Our advisors are independent and fiduciary to you. We recommend homes based on your goals, not builder profits.

💰

100% Free Service

Builders pay our commission. You pay nothing. Never. Even after closing, our service is completely free.

📊

Below-Market Financing

Through our builder relationships, we often access below-market financing compared to traditional market rates.

🗣️

Bilingual Advisors

Serving Spanish-speaking families with advisors who speak your language and understand your culture.

🎯

Market-Specific Experts

Our advisors specialize in your market—first-time buyers, veterans, investors, or Hispanic families. They know the exact programs that work.

🔒

New Construction Warranty

Every new home comes with builder warranty protection. We help you understand it and make sure you're covered.

Frequently Asked Questions

Everything you need to know about working with New Home Advantage

Is New Home Advantage really free?
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Yes, absolutely. Builders pay our commission, not you. We're compensated by the builders we work with, so you never pay a fee—whether you buy, don't buy, or take months to decide. This is why we can afford to be 100% focused on finding you the right home.

What credit score do I need?
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Most programs we offer work with credit scores as low as 580. FHA loans (3.5% down) start at 580. VA loans have no credit score requirement. Even if you're rebuilding your credit, we have options. Our advisors can show you programs that work for your specific situation—that's what we do.

How long does the process take?
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On average, from first call to keys in hand is about 90 days. This includes pre-approval, home selection, contract negotiation, loan processing, and closing. The exact timeline depends on your specific situation—some buyers move faster, others take longer to make the right decision. We'll keep you on track every step of the way.

Do I need a down payment?
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It depends on your situation. VA loan buyers can often buy with $0 down. FHA programs typically require 3.5% down. First-time buyers have options ranging from 3% to 20% down depending on the program. We'll analyze what works best for your financial picture and show you the options that minimize your out-of-pocket costs while keeping your monthly payment manageable.

Can I use my VA loan on new construction?
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Yes. VA loans work great on new construction, and builders love VA buyers. We specialize in VA loans and help you leverage your VA benefit to get the best possible deal. Many new construction communities we work with offer special incentives to VA buyers, and our advisors know exactly how to negotiate those terms.

Do you serve Spanish-speaking families?
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Yes. We have bilingual advisors who speak Spanish fluently and understand the unique needs of Hispanic home buyers. Whether you prefer to communicate entirely in Spanish or code-switch between languages, we've got you covered. Our advisors can explain financial products, builder contracts, and closing documents—all in the language you're most comfortable with.

What areas do you cover?
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We're live and fully operational in the Orlando area. We're expanding across Florida and currently growing our team to serve more regions. If you're outside our current service area, reach out—we may already have resources there or can point you to advisors we trust. Check our About page for current coverage areas or call us at (239) 251-8008.

What if I'm not ready yet?
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That's completely fine. We help buyers at every stage—even if you're 6 months or a year away from buying. Many people start by talking to us about building credit, saving for a down payment, or understanding their options. We'll help you prepare now so you're confident when you're ready to move forward. There's zero pressure—we're here to help when you need us.

Ready to Take the First Step?

First-Time Buyers Veterans En Español
Or call us directly: (239) 251-8008